Policies

First Come, First Served

Each parcel of land described on this list will be sold to the first person who sends us an order accompanied by initial payment. If your order is received too late, we will return your deposit promptly, but if you make three choices as provided for on the order form you will avoid disappointment as one of the three will almost certainly be available.

Documents on File

We hold perfect title, in the form of Deed, or Certificate of Title, for every property we offer, and these documents may be inspected at our office at any time.  We undertake to give you clear title or refund the amount you have paid to us, in full, without interest or other charges.

Canadian Sales Tax

Canada imposes a one time Goods and Services Tax (GST) or Harmonized Sales Tax (HST). GST at 5% is applicable in Alberta, British Columbia, Manitoba and Saskatchewan. HST is 13% in New Brunswick, Newfoundland and Ontario, 14% in Prince Edward Island and 15% in Nova Scotia.  These taxes are payable to the Government through us, when the account is fully paid and title is being transferred to the new owner.

Our staff would be pleased to answer any questions you may have.

Please give us a call. Local: 705-721-1515, Toll Free: 1-877-993-9991 or Send an Email with any questions or concerns.

Deed

When the buyer has paid the purchase price in full and on receipt of a fee of five hundred and twenty-five dollars (tax included), a deed transfer conveying clear title will be issued. Each province has a different system and in most cases, we are required to register title for you through our Solicitors. For others, we do not register your title but supply the information on costs and clear instructions for easy registration. In both cases, registration fees apply.

Non-Residents of Canada

Non-Residents of Canada may purchase properties in Canada under the same conditions as Canadian residents.

Property Taxes

The buyer is required to pay taxes for 2014 and following years. Taxes are not apportioned to date of purchase. A twenty dollar charge (Including Canadian Sales Tax) per tax bill will be added for bank fees and handling costs.

Terms

Terms of payment are quoted in the individual property descriptions and the purchaser may choose for himself whether to take advantage of the discount offered for cash or to pay in regular monthly installments. If payments are to be made by installments, the first monthly payment will fall due one month from the date of acceptance of the order and regularly each month thereafter on the same date until the purchase price is paid in full. Regularity of monthly payments is essential. Interest will be calculated monthly, on the unpaid balance of the account (including taxes paid on the customer’s behalf) at a rate of one percent per month (12.7 percent yearly). Account balances may be paid out at any time without penalty or other charges.

Exchange

If for any reason, within two years from date of original purchase, you decide to exchange your property for another of equal or greater value, we will credit all monies paid to H. M. Dignam Corporation Ltd. for the property to the new account, less interest and taxes, if any. A transfer fee of three hundred and ninety dollars is payable at time of transfer.

Currency

Purchasers outside Canada may remit cheque or money order in Canadian or United States funds.  At present, we allow a ten percent premium on United States currency but this rate is subject to change.

Our staff would be pleased to answer any questions you may have.

Please give us a call. Local: 705-721-1515, Toll Free: 1-877-993-9991 or Send an Email with any questions or concerns.

How to Order

Please contact our office by phone, fax or email in order to verify the availability of your property of interest of interest and to arrange for the deposit.

Information

Information contained in our property descriptions is taken from government maps and reports, and other reliable sources and, while we do not guarantee it, we believe it to be accurate.

Subscription

Should you wish to receive our monthly Property List by mail, our subscription rate is $20.00 CAD within Canada, $20.00 USD within the United States and $25.00 CAD for all other destinations.

Maps

Government topographical maps which are fairly detailed and cover about fifty square miles, are available with the specific location of our properties marked thereon. Send $10.00 for each map requested (Including Canadian Sales Tax) using our map order service on our web site.

Credit Card

For the convenience of our customers, we accept Visa and MasterCard for subscriptions, map orders, downpayments and payment on accounts.

Office Hours

We have a competent staff to serve you by mail, telephone, or in person, between 8:30 AM and 5:00 PM (Eastern Time), Saturdays, Sundays and holidays excepted.

Our staff would be pleased to answer any questions you may have.

Please give us a call. Local: 705-721-1515, Toll Free: 1-877-993-9991 or Send an Email with any questions or concerns.

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